solutions that work

Much has been written this past week about Jack Bogle, who passed away on January 16, 2019, and his achievements. In addition to founding fund giant, Vanguard, he has been credited with practically inventing indexed mutual funds. A few years ago, Warren Buffett credited him with saving investors tens of billions of dollars over time.

Callan recently published its 20th Anniversary Edition of The Callan Periodic Table of Investment Returns. This chart has become ubiquitous as an illustration for the case for diversification and is widely used in marketing, particularly with individuals. The chart shows annual returns for an array of major asset classes, ranked from best performing for the

We draw attention to the chart below, taken from the latest Financial Planning technology survey of financial advisors. The findings are indicative of the ongoing shift in the focus of advisors from tech as a back and middle office solution, to tech as a facilitator of the (increasingly digital) advisor-client relationship. CRM, Financial Planning and Client

We couldn’t let the New Year ring in without a follow up to our previous words of the year (WOTY) post to let you know of Merriam-Webster and Cambridge Dictionary’s recently announced WOTY. Liberty and JUSTICE for all Merriam-Webster anointed “justice” as its 2018 word of the year. Varied in meaning and something we seek,

As you may or may not already know, the Pantone Color of the Year is Living Coral. According to the Pantone Color Institute, the color was chosen because it is “vibrant yet mellow…Living Coral embraces us with warmth and nourishment to provide comfort and buoyancy in our continually shifting environment.” The color really is relaxing,

At Optima Group, it feels like the year raced by at breakneck speed. We hope everyone has an opportunity to relax and spend time with family and friends over the holiday season, and we wish you the best in 2019. We’d like to express our continued appreciation and gratitude for the relationships we have with

Standing out in a positive way in the world of wealth and asset management isn’t easy. We take it as a given that standing out in a bad way is not a goal any manager is pursuing, but with increased commoditization, market volatility and other challenges, it may seem that positive differentiation is like finding

Source: THE GAME: Harvard, Yale, and America in 1968, by George Howe Colt, Scribner, 2018 This past month marks 50 years since Harvard beat Yale 29-29 in an epic football battle of unbeatens. For Harvard, it’s a celebratory anniversary. For Yale- well, never mind. Yale was heavily favored, with one of the best offenses the